Absolute Return Funds are they for you?

Messages on November 15th, 2010 No Comments

What is absolute return investing?

An investor with an ʻabsolute returnʼ strategy aims to generate positive returns in any stock market cycle – the fund manager does this by using techniques that enables them to profit from both the ups and downs in markets and stock prices. Read more »

Dual Income Tax Briefing

Messages on September 2nd, 2010 No Comments

Tax Briefing 74: Crunch Time

Do not contribute to the wrong pension arrangement.

In September 2009, The Revenue Commissioners issued Tax Briefing Note 74: Tax Relief for Pension Contributions: Application of Earnings Limit. This briefing detailed how the earnings limit for pension contributions operates where an individual has two sources of income i.e. income from employment and income from self-employment and is making contributions to both an occupational pension scheme and a Personal Pension plan. The most obvious example of this would be a Medical Doctor / GP who has GMS income as well as earnings from his/her Private Practice.

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Absolute Return Funds

Uncategorized on June 18th, 2010 No Comments

What is absolute return investing?

The concept is actually very simple. An investor with an ʻabsolute returnʼ strategy aims to generate positive returns in any stock market cycle – the fund manager does this by using techniques that enables them to profit from both the ups and downs in markets and stock prices.

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Your Destiny in Your Own Hands

Messages on April 9th, 2010 No Comments

Are you tired of banks and financial institutions losing your money?

Would you like real control over where your money is invested?

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New rules for Pension Scheme Trustees

Messages on April 9th, 2010 No Comments

We wish to advise that the Pensions Board has launched its interactive e-learning training course for pension scheme trustees.

The Pensions Act was amended to include a requirement for pension scheme trustees to undertake training at regular intervals. New trustees are now required to undertake training within six months of being appointed, while existing trustees must be trained within two years. All trustees will then be required to undertake training every two years thereafter.

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Self Directed Pensions & ARF’s

Uncategorized on March 10th, 2010 No Comments

The latest development in the world of pensions is self-directed options. While these have been available for some time they have traditionally been aimed at a very small portion of the marketplace. Now providers have opened up these attractive options to a wider market, which means many more people can get in on the act.

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Interest rates lower for longer

Uncategorized on February 1st, 2010 Comments Off on Interest rates lower for longer

Bank Deposits & Cash Funds – Whats the alternative…………….?

With Interest rates likely to be ” lower for longer” many people have seen their mortgage repayments fall dramatically. This is especially true for anyone who is “lucky” enough to have a Tracker Mortgage. But low interest rates isn’t all good news.

Many people can’t afford to keep their Savings, Investments or Pensions  in cash as it’s not generating enough income or return.  The problem then for many people is that they don’t want to take any risk.

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Investment Outlook – 2010

Outlooks on January 19th, 2010 No Comments

What the fund managers say..

In this section we look at the House view of one of the leading Fund Managers operating in Ireland and importantly, what’s on the horizon for the following in 2010:-

Economic Growth, Equity Markets, Currency Markets, Interest Rates and Bonds

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Income Protection at a Glance

Messages on January 7th, 2010 Comments Off on Income Protection at a Glance

Many people don’t realise how affordable and comprehensive Income Protection can be. Full tax relief is normally available on all Income Protection premiums paid, so a €50 per month contribution could only cost you €29.50 after tax*.
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Approved Retirement Funds and your Will

Uncategorized on January 6th, 2010 Comments Off on Approved Retirement Funds and your Will

Is there a need to include an Approved Retirement Fund in your Will in order to avoid tax being payable on the transfer of the ARF between spouse’s in the event of death?

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